Articles | Journal of Banking and Finance Research

11

Research Article DOI: 10.67862/jbfr.2025.46h71tld

Moderating Influence of Financial Sustainability on the Nexus between Corporate Governance Mechanisms and Financial Performance in Nigerian Deposit Money Banks

Maimako Livinus Nkuri^*

This study examines the effect of corporate governance mechanisms—board composition, board size, audit committee independence, and audit committee meetings—on the financial performance of listed deposit money banks in Nigeria, while assessing the moderating role of financial sustainability. An ex-post facto research design was adopted using secondary panel data from listed Nigerian banks. Data wer...

Dec, 2025 pp. 131-156

12

Research Article DOI: 10.67862/jbfr.2025.ah47ilsx

Commercial Bank Financing Instruments and Power Sector Performance in Nigeria: Evidence from Panel Econometric Analysis (2010–2023)

Mang, Niri Job^*, Clement Adewole, Victor, Ato Odumu, Suleiman Abbas Dahiru

Growth of the Nigerian economy has been constrained by issues relating to the epileptic supply of electricity as 2% of the Gross Domestic Product is channeled towards power generation and distribution. This study investigates the impact of commercial bank financing instruments—specifically letters of credit, performance bonds, and overdrafts—on the performance of Nigeria’s power sector from 2010 t...

Dec, 2025 pp. 157-168

13

Research Article DOI: 10.67862/jbfr.2025.pomfk3dx

Cognitive Processing Tendencies and Stock Market Performance in Nigeria

Mang, Niri Job^*, Juliet Omirin, Umbule Sarah, Polycarp Chamkat Gopye

This study investigates the influence of two cognitive processing tendencies— overconfidence and narrow framing—on investment decision-making among retail investors in Plateau State, Nigeria. Although extensive behavioural finance research demonstrates that investors frequently deviate from rational choice theory due to framing effects, heuristics and biased information processing empirical eviden...

Dec, 2025 pp. 169-180

14

Research Article DOI: 10.67862/jbfr.2025.rtid8epd

Financial Literacy and the Growth of SMES in Plateau State

Mang, Niri Job^*, Mallum Juliana, John, Blessing Abecan, Victor, Ato Odumu

Small and medium-scale enterprises (SMEs) play a pivotal role in Nigeria’s economic development, yet their growth is frequently hindered by persistent financial management challenges. Financial literacy—comprising financial knowledge, financial behaviour, and financial attitude—has been increasingly recognised as a critical capability for enhancing SME performance. This study investigates the effe...

Dec, 2025 pp. 181-193

15

Research Article DOI: 10.67862/jbfr.2025.1hbmewy2

Transformational Leadership Style and Employee Performance in some Selected Table Water Companies in Gombe Metropolis

Aminu, Musa^*, Mbasua, Yakubu Ali, Haruna, Dadum Hamza

The study examined the effect of Transformational leadership style on employees’ performance in some selected table water companies in Gombe metropolis. The specific objectives of the study include: to examine the Transformational leadership style on employee performance in some selected table water companies in Gombe metropolis; to identify whether Transformational leadership style affects employ...

Dec, 2025 pp. 194-205

16

Research Article DOI: 10.67862/jbfr.2025.jn0orvcy

Personality Traits and the Propensity to Invest in the Nigerian Stock Exchange

Mang, Niri Job^*, Blessing Afe, Benkyes D. Fantur, Pamela Sedang Peter

This study examines the influence of personality traits on individual investment propensity in the Nigerian Stock Exchange (NSE), with specific focus on the Big Five personality dimensions: extraversion, agreeableness, conscientiousness, openness to experience, and neuroticism. Anchored within the behavioural finance paradigm and guided by the Personality–Behavioural Investment Propensity Theory, ...

Dec, 2025 pp. 206-218

17

Research Article DOI: 10.67862/jbfr.2025.ts6jfkjg

The Effect of Banking Sector Reforms on the Efficiency of the Nigerian Stock Market

Akintunde Olawande Ayeni^*, Daniang Dorathy Diyegun, Tende Tende Bala

This study sought to evaluate the effect of banking sector reforms on the efficiency of Nigerian stock market. The specific objectives are to; determine the effect of bank recapitalisation on the stock market efficiency in Nigeria, analyse the effect of prime interest rate on the stock market efficiency in Nigeria. The population of the study was the activities of all the Nigeria Stock Exchange Ma...

Dec, 2025 pp. 219-234