MN

Mang, Niri Job

Department of Banking and Finance, University of Jos, Nigeria

mangn@unijos.edu.ng
4 Publications

Publications 4

1
Research Article Vol. 1, Issue 1

Commercial Bank Financing Instruments and Power Sector Performance in Nigeria: Evidence from Panel Econometric Analysis (2010–2023)

Mang, Niri Job*, Clement Adewole, Victor, Ato Odumu, Suleiman Abbas Dahiru

Growth of the Nigerian economy has been constrained by issues relating to the epileptic supply of electricity as 2% of the Gross Domestic Product is channeled towards power generation and distribution. This study investigates the impact of commercial bank financing instruments—specifically letters of credit, performance bonds, and overdrafts—on ...

Dec, 2025 Vol. 1, Issue 1
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2
Research Article Vol. 1, Issue 1

Cognitive Processing Tendencies and Stock Market Performance in Nigeria

Mang, Niri Job*, Juliet Omirin, Umbule Sarah, Polycarp Chamkat Gopye

This study investigates the influence of two cognitive processing tendencies— overconfidence and narrow framing—on investment decision-making among retail investors in Plateau State, Nigeria. Although extensive behavioural finance research demonstrates that investors frequently deviate from rational choice theory due to framing effects, heuristi...

Dec, 2025 Vol. 1, Issue 1
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3
Research Article Vol. 1, Issue 1

Financial Literacy and the Growth of SMES in Plateau State

Mang, Niri Job*, Mallum Juliana, John, Blessing Abecan, Victor, Ato Odumu

Small and medium-scale enterprises (SMEs) play a pivotal role in Nigeria’s economic development, yet their growth is frequently hindered by persistent financial management challenges. Financial literacy—comprising financial knowledge, financial behaviour, and financial attitude—has been increasingly recognised as a critical capability for enhan...

Dec, 2025 Vol. 1, Issue 1
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4
Research Article Vol. 1, Issue 1

Personality Traits and the Propensity to Invest in the Nigerian Stock Exchange

Mang, Niri Job*, Blessing Afe, Benkyes D. Fantur, Pamela Sedang Peter

This study examines the influence of personality traits on individual investment propensity in the Nigerian Stock Exchange (NSE), with specific focus on the Big Five personality dimensions: extraversion, agreeableness, conscientiousness, openness to experience, and neuroticism. Anchored within the behavioural finance paradigm and guided by the ...

Dec, 2025 Vol. 1, Issue 1
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